:root{
  --red:#e10613;--red-dark:#aa000b;--blue:#005b9f;--blue-dark:#003d70;
  --ink:#101828;--text:#344054;--muted:#667085;--bg:#f6f8fb;--line:#e6eaf0;
}
*{box-sizing:border-box}
body{margin:0;font-family:Arial,Helvetica,sans-serif;background:var(--bg);color:var(--text);line-height:1.65}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
.top{height:7px;background:linear-gradient(90deg,var(--red),var(--blue))}
header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:5}
.nav{max-width:1080px;margin:auto;padding:15px 22px;display:flex;align-items:center;justify-content:space-between;gap:18px}
.brand{font-size:22px;font-weight:950;color:var(--ink);letter-spacing:-.03em}
.brand span{color:var(--red)}
.navlinks{display:flex;flex-wrap:wrap;gap:15px;font-size:13px;font-weight:800}
main{max-width:980px;margin:38px auto;padding:0 22px 70px}
.hero{background:linear-gradient(125deg,#07101f,#064a80 62%,#a40813);color:#fff;border-radius:30px;padding:36px;margin-bottom:25px}
.hero h1{font-size:clamp(32px,5vw,50px);line-height:1.05;letter-spacing:-.04em;margin:0 0 10px}
.hero p{margin:0;color:#e4e7ec}
.card{background:#fff;border:1px solid var(--line);border-radius:24px;padding:28px;margin:18px 0;box-shadow:0 10px 30px rgba(16,24,40,.05)}
.card h2{margin:0 0 12px;color:var(--ink);font-size:24px}
.card h3{color:var(--ink);margin-top:22px}
.notice{padding:15px 17px;border-radius:16px;background:#fff8e8;border:1px solid #f4d58b;color:#694700;margin:16px 0}
.info{padding:15px 17px;border-radius:16px;background:#eff7ff;border:1px solid #cfe3f5;color:#174b73;margin:16px 0}
table{width:100%;border-collapse:collapse;margin:14px 0}
th,td{padding:12px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
th{background:#f8fafc;color:var(--muted);font-size:12px;text-transform:uppercase}
.btn{display:inline-flex;align-items:center;justify-content:center;border:0;border-radius:14px;padding:13px 18px;background:var(--red);color:#fff;font-weight:900;cursor:pointer;text-decoration:none}
.btn.blue{background:var(--blue)}
.btn.ghost{background:#fff;color:var(--ink);border:1px solid var(--line)}
label{display:block;font-weight:800;color:var(--ink);margin:13px 0 5px}
input,select,textarea{width:100%;padding:12px 13px;border:1px solid #ccd3dc;border-radius:12px;background:#fff;font:inherit}
textarea{min-height:120px;resize:vertical}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.check{display:flex;gap:10px;align-items:flex-start;margin:14px 0}
.check input{width:auto;margin-top:5px}
.actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:20px}
footer{border-top:1px solid var(--line);background:#fff}
.footer{max-width:1080px;margin:auto;padding:25px 22px;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;font-size:13px}
.footer a{font-weight:800;margin-right:12px}
.required{color:var(--red)}
.small{font-size:12px;color:var(--muted)}
.legal-actions-fixed{position:fixed;right:14px;bottom:14px;z-index:20;display:flex;gap:8px;flex-wrap:wrap;justify-content:flex-end}
.legal-actions-fixed a{box-shadow:0 8px 20px rgba(16,24,40,.16);font-size:12px;padding:10px 12px}
@media(max-width:720px){.grid2{grid-template-columns:1fr}.nav{align-items:flex-start;flex-direction:column}.hero{padding:25px}.card{padding:20px}.legal-actions-fixed{left:10px;right:10px}.legal-actions-fixed a{flex:1}}